Sunday, June 28, 2020
Top 50 Banking Employers
Top 50 Banking Employers Top 50 Banking Employers At the beginning of today, preceding the Vault-supported discussion The Future of Banking: Salaries, Sectorsand Uncle Sam, at the New York Academy of Sciences, situated on the 40th floor of 7 World Trade Center in Downtown Manhattan, Vault discharged its most recent rankings of the 50 most renowned financial bosses in North America.Just as the overcast spread lifted not too far off, reverberating the fate of the financial business itself, Vaults CEO Erik Sorensenrevealed thatalthough the best three most lofty firms didnt move from their rankings a year prior, there was a great deal of development in the remainder of the rankingsand motivation to accept that those organizations at the top could be confronting some hardened rivalry next year.For the tenth year straight, Goldman Sachs positioned as the most esteemed North American financial boss. With a score of 8.519, the New York-based firm beat out The Blackstone Group, which held the #2 spot, scoring 8.158. Morgan Stanley again posi tioned #3, with a score of 7.696, while J.P. Morgan Investment Bank bounced a spot to #4 (7.613), and Lazard climbed two spots to #5. Missing from the main five this year was Lehman Brothers, which broadly documented Chapter in September 2008. Past the main five, numerous organizations took enormous jumps in the rankings. Moelis Company took off 29 spots from #42 to #13, Nomura went from not splitting the best 50 per year prior to arriving at #26, and Evercore Partners jumped 17 spots to #8. Two different firms made twofold digit bounces: Perella Weinberg Partners and Oppenheimer Co. both rose 11 indents; Perella Weinberg took the #12 spot, and Oppenheimer positioned #24. Heres a breakdown of the significant patterns in this years glory rankings: Prestige*Goldman Sachs held the top spot yet its scored tumbled to 8.5 this year versus 9.1 a year ago (a 6.7% fall) *The top four firms this year all scored short of what they did a year ago (their scores falling a normal of 3.2%)*Moelis C ompany, which rose 29 spots in the rankings from #42 to #13, scored 5.9 this year versus 4.15 last (a 42% ascent in score) *Evercore Partners, the second greatest riser among the main 50, scored 6.75 this year versus 5.26 last (a 28% ascent in score) *Citi Consumer Bank, the greatest washout in rank among the main 50, scored 4.1 this year versus (all things considered, 5.4 places in the rankings*This years top 25 firms positioning scores rose a normal of 3.5% Along with rating different firms as far as esteem, Vaults Banking Survey requested that respondents rate their own organizations regarding a few personal satisfaction and decent variety classes. Heres a breakdown of the significant patterns in those rankings: Best To Work For*Last year, the main seven firms all scored over 9.0; this year, just the #1 firm, Centerview, scored over a 9.0*Moelis Company dropped from #2 to #12, while UBS dropped from #3 out of the top 15*Goldman Sachs bounced from #4 to #2 (however its general sco re fell by 0.3 focuses) Overall Satisfaction*Moelis Company fell 10 spots (and its score tumbled from 9.45 to 7.96)*Baird was up 12 spots (and its score rose from 8.269 to 8.654)*Last year, the best 15 all scored above 8.3; this year, just the best seven firms scored above 8.3 Selectivity*UBS Investment Bank fell nine places in the rankings (its score falling 8.5 to 8.0), while Citi Institutional Clients Group hopped eight places (its score ascending from 7.7 to 8.7) *Last year the top score was 8.7 (Evercore); this year the top score was 9.17 (Houlihan Lokey)*This year the best five firms all scored higher than a years ago #1, Evercore Compensation*Centerview Partners was the new #1 during its first year in the guide*Citi Institutional Clients bounced 12 spots in the rankings*This years scores were comparable, in general, to a years ago Hours*Moelis didn't gain a positioning this year or last year*J.P. (By and large, over all classes For the total rankings, follow this connection.
Sunday, June 21, 2020
This is why women and men cant negotiate salary the same way
This is the reason ladies and men can't arrange pay a similar way This is the reason ladies and men can't arrange pay a similar way What did you make at your past activity? This compensation negotiation question is a minefield for each competitor, yet it's an inquiry that disproportionally harms ladies, another investigation has found.In PayScale's study of 15,000 all day laborers, about portion of the members said they'd been posed this inquiry. While men who would not uncover what they earned were compensated with 1.2% more significant compensations, ladies who did likewise endured. Ladies who didn't uncover their pay rates saw a 1.8% lessening in their last offers contrasted with men.Damned on the off chance that you do, cursed in the event that you don'tResearch has demonstrated over and over that unveiling your compensation especially harms ladies and minorities. Millennial women already start their professions off guard, procuring around 90 pennies on average for each millennial man's dollar. Pundits of the pay question have contended that putting together future income with respect to past pay rates will j ust intensify this cycle, and guarantee that this uniqueness will follow women throughout their careers.Because it sustains pay disparity, the province of Massachusetts and the urban areas of New York City and Philadelphia have even organized laws that prohibit bosses from getting some information about employers' current or past salaries.But until this development gets on to the remainder of the country, the weight will fall unjustifiably to the person, who is getting clashing guidance on all sides.The PayScale study demonstrates that the past counsel of not revealing damages ladies the same amount of as uncovering. As a rule, women who utilize indistinguishable arrangement strategies from men are contrarily seen as pushy or self-assured. PayScale proposed that this negative recognition follows ladies into compensation dealings. PayScale's Lydia Frank revealed to Bloomberg that PayScale accepts enrollment specialists think ladies who don't unveil compensation numbers are being non- communitarian or are demonstrating that they make low figures.Women can avoid answering the question legitimately by offering a pay go or countering that their past activity isn't equivalent to the activity they're applying for. Yet, a definitive arrangement that will help ladies is a reasonable impartial employing process. Furthermore, for that to occur, businesses need to quit inquiring.
Sunday, June 14, 2020
Techniques to Boost Your Brand On LinkedIn in 2020Â
Techniques to Boost Your Brand On LinkedIn in 2020 and plenty of users have adopted the video format. Tips on how to use LinkedInâs native video tool can be found on this HootSuite post, which also stresses that videos earn an average of three times the engagement of text posts. If you opt to record your own videos, ensure the lighting and sound are high quality so viewers can best enjoy the content. Share a Photo Posts that include a photo increase the comment rate by 98%. Remembering that LinkedIn is a professional networking site, photos should be relevant to the topic you are posting and professional. Avoid family photos or off-brand images. Pictures of you in action, your workplace, conferences, events, networking, colleagues, etc. are suitable. Stock images can also be used, but again, ensure that they are âworkplace appropriate and a good representation of your high-level professionalism. Post a Link According to the survey, posts that contain a link receive 200% more engagement than a post without. I personally find this stat surprising. As someone who shares and engages on LinkedIn often, the algorithm does not seem to favour posts with outside links but perhaps people do! Whether you are opting to curate content or share original content of your own, posting a link to an article or another page may help you out. If you are posting original content, consider using the LinkedIn Publisher platform to write your article internally which provides a link for future re-sharing. When distributing any type of post, provide a summary of the article or a quick commentary of your views on the topic. Donât just share the link on its own. The goal is to get people to engage in the post feed. Taking a strategic approach to engage with your network on LinkedIn is easier when you know what actions will give you results and boost your brand and visibility. The next time you log in, consider using one of the tactics above to see what type of traction you get. Dont be afraid to mix your strategies up. Try several posting methods and measure what works best for you and your audience. Further enhance your visibility and brand with a fully completed, optimized LinkedIn profile. Once people find you online, you need to ensure your profile is appropriately promoting your value! Contact me today to learn how I can help you present yourself with impact online.
Thursday, June 11, 2020
Entry Level Nurses Resume Template 2018s Top Format
Section Level Nurses Resume Template â" 2018's Top Format Section Level Nurses Resume Template - 2018's Top Format Setting aside the additional effort to make an all around planned resume can recognize your application from others and assist you with getting your fantasy work in the social insurance industry. The nursing field is continually searching for exceptionally gifted new candidates, and a convincing resume can assist you with moving from candidate to fresh recruit quickly.Including your instruction and work history on your resume is fundamental for any nursing occupations in the social insurance industry, however trying to list any particular confirmations or licenses is another brilliant method to feature your expertise.Use the section level medical attendants continue format underneath for some extraordinary thoughts on creating a report for potential managers. Make ResumeSarah Ortiz100 Main Street, Cityplace, CA, 91019Home: (555) 322-7337 Cell: (555) 322-7337 model email@example.comProfessional SummaryCertified Nursing Assistant looking for a situation to use accreditation and energy toward the prosperity of occupants while utilizing uncommon aptitudes relating to tolerant consideration and nursing activities.Summary of QualificationsEfficient capacity to perform and record: body weight,respirations, heartbeat, and blood pressureAbility to quantify and record input/outputAbility to watch security and HIPAA regulationsAbility to perform scope of movement practices as indicated by care planStrong verbal and brief composed skillsKnowledge of contamination control standardsCapable to help with taking care of and nutritionThorough comprehension of guaranteeing individual cleanliness of residentsStrong capacity to give: hair,oral, and foot careExcellent capacity to give perineal and catheter careSubstantial information to help with ambulationAbility to give caring and sympathetic consideration to residentsAbility to guarantee inhabitant wellbeing at all timesCertifications and LicensesAmerican Heart Association First Aid and CPR CertifiedGeorgia Licensed Certified Nur sing AssistantEducation and TrainingBachelor of Science: Nursing, 2013 Albany Sate University Albany , GACompleted 40 Credit Hours Towards Bachelor of Science in Nursing.CNA Certificate: 2013 Premier Medical Careers Conyers , GACompleted State Approved CNA Training Program.High School Diploma: 2010 GlenOak High School Canton, OHVolunteer ExperienceVolunteer CNAJuly 2013 to July 2013 Rockdale Healthcare Center Conyers, GACompleted clinical work in long haul care office helping inhabitants with exercises of day by day living.Center Station Desk AttendantAugust 2009 to May 2010 Aultman Hospital Canton, OHOrganized and conveyed clinical supplies and hardware all through hospital.Store OrganizerAugust 2009 to May 2010 Salvation Army Thrift Store Canton, OHOrganized and arranged product to be set up for sale.Customize ResumeDo you need a resume simply like this one? With a little assistance from Resume-Now, you can make a completely flawless resume and watch the meeting demands pour in. O ur resume developer makes it simple to make an elegantly composed resume very quickly. Regardless of your activity title or experience level, youll get recruited quicker and gain the compensation you deserve!Case Manager Resume Questions1. Whats the best resume layout to use for a caseworker resume?The best resume format for a caseworker finds some kind of harmony among abilities and experience. Caseworkers are frequently prepared in social work or different fields and may have a subfield or territory of specialization. Search for a format that permit you to accentuate the capacities and characteristics mentioned in the activity description.Our caseworker continue test exhibits the two capabilities and experience. Attempt our brisk and simple to-utilize continue developer to make a resume dependent on this format and tweak the contents.2. Whats a case of an incredible caseworker resume?A strong caseworker continue draws association between preparing, aptitudes, and experience to dat e. The best of these reports are additionally composed and simple to peruse. The caseworker continue test incorporates a synopsis explanation that calls attention to the applicants demonstrated capacity to help and track customers just as her insight into network assets. Organizing the center capabilities segment as a slug pointed rundown with a few focuses under every passage in the experience segment can assist you with passing on data in an organization that fits skimming. This example demonstrates how you can remember the entirety of the important data for a resume that is compact and structured.3. What ought to go in the experience segment of your caseworker resume?The experience segment of your resume for a caseworker position ought to incorporate sections depicting the subtleties of your past positions. Give your activity title, dates of work down to the month and year, and the name and area of your boss. A couple of visual cues under every passage in this area can give forth coming managers a more clear feeling of the jobs you have filled and the achievements or abilities you have accomplished. Start this area with your present or latest position and proceed with in reverse so as to past situations, as exhibited looking into it chief resume sample.4. How would you list references on a caseworker resume?In general, references don't have a place on a resume. You ought to have references prepared, however there is no compelling reason to incorporate names or contact subtleties on this record. Instead of giving references, the applicant for our situation administrator continue test essentially gives intensive insights regarding her past positions and training. In spite of the fact that it is plausible that at any rate one of her references gets through these contributions, continue scholars should concentrate on self-introduction in these expert records and promptly give more data upon request.5. How might you separate your caseworker continue from differen t competitors resumes?Case supervisors may have comparative work narratives and instructive foundations. The most ideal approach to separate yourself is to utilize measurements to evaluate your experience and capacities and point out your achievements. The up-and-comer working on this issue chief resume test incorporates the quantity of customer caseloads she has conveyed just as her capacity to oversee customers and work together with groups to build the odds of customer achievement. Exhibiting the degree of your expert responsibility may assist with separating you from the opposition for a caseworker position.More Healthcare Resume Templates
Tuesday, June 9, 2020
An Insiders Guide to the Relocation Package - Your Career Intel
An Insiders Guide to the Relocation Package - Your Career Intel It's gotten typical to move urban areas, and some of the time nations, for your activity. In 2013, the level of laborers migrating for a new position was up 35% from a year earlier, the most elevated development since the downturn. You're eager to make new progress! Be that as it may, guarantee your migration bundle is strong before you make the move. Arrange a decent one, and it tends to be consistent. An awful one can make the whole experience a bad dream. Migration bundles are offered in three different ways: 1. A singular amount sum (explain if this aggregate is pre-charge or a net figure after assessments), 2. Installment of every single endorsed receipt turned in for all movement costs 3. The migration administration conceals the transition to a given dollar sum. Most standard migration bundles spread moving your assets from direct A toward point B, and any costs gathered during that move. You generally additionally get repaid for two dinners every day during the move, and gas to get from direct A toward point B in your vehicle. A bundle from a movement administration paid for by the imminent organization ordinarily incorporates: 1. Transportation costs: Airfare, or some other transportation for you and your family 2. Moving costs: Packing, movers to ship products, and unloading 3. Lodging help: Assistance with house deal (if relevant) and discovering zones to live in the new area 4. Help with settling the family (if relevant): Finding new schools, life partner's vocation guidance. Keep in mind, there are portions of the official migration bundle that are debatable. For instance, getting impermanent lodging in the event that you can't discover a house immediately. While arranging, have your raw numbers prepared, down to the penny. Additionally be careful with the concealed expenses of a move. For instance, brief lodging isn't generally a piece of the bundle yet can be useful in the event that it is hard to track down lodging. I suggest talking with a real estate agent about the region you are moving to, particularly when kids are in the blend. Another snare lies in the house chasing trips â" as a rule there are just two included. That is a great deal to complete in a brief timeframe! Additionally, guarantee you know the time allotments for discounts. Missing them can be exorbitant. Peruse the fine print in your migration bundle, and you're good to go to fly!
Saturday, June 6, 2020
Insecure Creator Issa Rae How I Landed at HBO
'Uncertain' Creator Issa Rae How I Landed at HBO Issa Rae's vocation sprang, fairly fortunately, from the drudgery of office life. Her 2011 breakout web arrangement The Misadventures of Awkward Black Girl satirized her encounters checking in, and like anybody with a temp work and a side hustle that requires costly camera gear, she maximized her Visas all the while. Be that as it may, the bet paid off: The arrangement turned into an underground sensation, and fans raised more than $50,000 to finance it through it's first season â" HBO came calling before long. Presently Rae is one of the most searched out names in Hollywood. The 33-year-old composes, creates, and stars in HBO's Insecure, which was gotten for a third season a year ago. She's likewise marked on to create three additional undertakings for the system. Her first significant film job, for the screen adjustment of the youthful grown-up novel The Hate U Give, is as of now underway. What's more, the previous fall, she turned into the new substance of CoverGirl cosmetics. On an ongoing break from recording, Rae talked with MONEY about charge card obligation, pay arranging, and what she will not spend her check on. You used to work in corporate America. What do you recollect about that time in your life? There's an instilled work culture that doesn't generally contrast from office to office. So whether I was at an organization that sold lights or whatever else, the way of life felt fundamentally the same as. Particularly the colleague elements, which would all the while disappoint me and make me laugh out loud. Hold up you used to sell lights? At like, a call community? No it was a provider. It was simply ensuring workplaces had their particular supplies of lights. It was a humble activity. It didn't satisfy anyone who was working there. A ton of your work centers around the difficulties dark individuals face in the working environment. Is it safe to say that you were the main ethnic minority at those employments? I've been the just one at different occupations. What's more, a great deal of our [Insecure] essayists have been the main dark individual, the main lady, the main gay individual. There is something so excluding and detaching about that. You wind up being the representative for every single gay individuals or every dark individuals or all ladies. How? You need to acclimatize more, or talk for, or shield. Furthermore, that further disconnects you since individuals feel like they need to sneak around you. At times you're similar to, I simply need to come to work to work. Not to be a promoter or to put whatever I distinguish as in plain view. What amount did you spend getting Awkward Black Girl off the ground? The primary scene cost like $5. What's more, the second and third were two or three hundred. The more individuals that went ahead, the more detailed it got, we got into the $1,000 territory. That was without having the option to pay individuals. When we had the option to Kickstart, we were at long last ready to pay individuals for their administrations. In your book The Misadventures of Awkward Black Girl, you persuaded your father to assist you with getting some film hardware, which wound up kicking taken before you off shooting your web arrangement. So you more likely than not needed to purchase the substitution gear yourself ⦠Definitely, charge card obligation. What amount? The entirety of my Mastercards were pushed to the limit. It resembled $10,000. What was experiencing your head at that point? There were certainly snapshots of despondency. Simply thinking, Will I ever escape this gap? Will I ever bring in enough cash to escape obligation? Do you recollect how it felt to at last compensation it off? I got totally free and clear the second period of Awkward Black Girl. It was the second time I had the option to be sans obligation. The first run through an auntie had passed, and favor her heart, she had left us a legacy. I utilized that cash to get myself in the clear, and made a promise to myself to never be disabled by obligation until the end of time. So when I ran up a couple of cards once more, I was crushed. This time I realized it was without a doubt. You've been in the TV business for a couple of years at this point, which means you've most likely sat in heaps of gatherings where you were the main lady, or the main dark individual, in the room. Do you have any guidance for exploring something like compensation exchange when there's an undeniable force unevenness? It's so difficult, yet now I'm in a position where I have workers. Men have no issue requesting what they're worth, [and] it's changed my mentality. I utilize people, and on a few events I've had men approach me with, I should make this, or is there space for this? And I'm similar to, amazing, for what reason haven't ladies moved toward me, or been as vocal about that? So now I simply figure, for what reason would it be advisable for me to feel embarrassed? On the off chance that I've commonly been buckling down, and have been an advantage for the organization, for what reason would I not request my value? On the off chance that an organization doesn't esteem you, you don't have a place there. What's more, in the event that you don't feel good asking, realize that the individual close to you does. There shouldn't be anything halting you. Your style has advanced since your vocation took off. Are there different things you're additionally ready to spend more cash on now? I'm not a major customer. Be that as it may, I eat at cafés significantly more, and I travel more. There are sure things that I was unable to do as openly that I grasp since I can manage the cost of it, presently that I'm agreeable. Are there things you will not burn through cash on? I don't rampage spend in light of the fact that. I will never have 17 vehicles. I will never have costly adornments. I don't spend that much on my garments, or shoes. I will burn through cash on a beautician, and a cosmetics craftsman, in light of the fact that those things feel important for work. Be that as it may, material things? No. Rectification: A previous rendition of this article expressed that a Kickstarter supported Awkward Black Girl for two seasons. It was just one.
Tuesday, June 2, 2020
Company Profile and Job Information for Google
Organization Profile and Job Information for Google Organization Profile and Job Information for Google Google was established by Larry Page and Sergey Brin while they were understudies at Stanford University. The organization was formally propelled in September 1998 out of a companion's carport. In one of the most foreseen Initial Public Offerings (IPO) Google brought $1.67 billion up in August of 2004. Today, Google has more than 12,000 representatives in workplaces all through the world. Google's statement of purpose and corporate culture mirror a way of thinking that you can bring in cash without doing fiendish and that work ought to be testing and the test ought to be enjoyable. These convictions rule life at Google. The official statement of purpose of the organization is to sort out the world's data and make it all around open and helpful. In 2006, Google was chosen by MBA understudies as the perfect work environment. In 2007 and 2008 Fortune Magazine named Google the Number 1 boss in their yearly 100 Best Companies to Work For. Google Company Culture Google is a high-vitality, quick paced workplace. While the clothing standard may be easygoing the organization draws in and holds the absolute most brilliant personalities in the innovation business. There is a buckle down, play hard climate. The Google Mountain View, CA central station (otherwise known as the Googleplex) is a grounds like condition. There are exercise offices, a bistro, all around supplied nibble rooms, and a dormitory like condition. View the Google Office Descriptions for additional subtleties. As I would see it, perhaps the coolest program at Google is the 20% time program. All Engineers at Google are urged to invest 20% of their work energy in ventures that premium them. In addition to the fact that this keeps Engineers upbeat and tested, yet its additionally great business: a few assessments put half of all new item dispatches can be legitimately credited to ventures that originated from the 20% time program. Occupations at Google In the United States, Google has workplaces in a few states, including California, Illinois, Massachusetts, Arizona, Michigan, New York, Texas, North Carolina, Oklahoma, South Carolina, Pennsylvania, Oregon, Washington (Seattle) and Washington, DC. They right now have several openings in Engineering, IT, Operations and Support capacities. A portion of the present openings at Google: Present place of employment postings in Engineering incorporate openings for Software Engineers with broad involvement with C programming and in Java programming. There are likewise a ton of openings for Testing Engineers and a couple for Web Designers.The current postings for Operations and IT incorporate openings you would discover in numerous Information Technology divisions, including System Administrators and Help Desk Technicians. There were many openings in their Data Center as of this writing.Google effectively selects school graduates, with a unique site area explicitly for understudies. Google offers both temporary job and all day work openings on their understudy enrollment pages. Google additionally has workplaces globally. While a great part of the data introduced here alludes to Google's US workplaces, they as of now have many Google Openings Worldwide in zones, for example, Asia-Pacific, Europe, the Middle East, Africa, and the Americas. I included openings in 57 overall areas, excluding those in the United States. Google Compensation and Benefits Most laborers at Google have base compensations that are on the lower end of typical for the business sectors they work in. The base compensations are enhanced by investment opportunities, testing work and broad advantages. Notwithstanding the typical wellbeing and government assistance benefits that most bigger organizations offer, Google gives its workers the accompanying forefront benefits: Social insurance for you and your family, in addition to on location doctor and dental consideration at our home office in Mountain View, California and our designing community in Seattle, Washington?Vacation days and occasions, and adaptable work hoursMaternity and parental leave, in addition to new mothers and fathers can cost up to $500 for take-out suppers during the initial a month that they are home with their new babyAdoption assistanceGoogle Child Care Center, only a short ways from Google central command in Mountain ViewBackup youngster care helps California guardians when their normally planned kid care fails to work out Free transport administration to a few San Francisco, East Bay, and South Bay locationsFuel Efficiency Vehicle Incentive ProgramEmployee discountsOnsite cleaning, in addition to a without coin pantry in the Mountain View office More Google Information The Official Google Blog is a glance at life inside Google, composed by staff individuals from various offices in different Google areas around the world.Google has a humanitarian association currently, as observed at Google.org planned for discovering answers for a portion of the worldwide issues confronting the present reality. Google.org has an award dispersal program that gives free promoting to choose good cause. From the Google site, the main 10 motivations to work at Google: Loan an aiding hand. With a huge number of guests consistently, Google has become a basic piece of regular day to day existence like an old buddy interfacing individuals with the data they have to live great lives.Life is beautiful. Being a piece of something that issues and chipping away at items wherein you can accept is surprisingly fulfilling.Appreciation is the best motivation, so weve made a fun and moving workspace youll be happy to be a piece of, remembering for site specialist and dental specialist; back rub and yoga; proficient advancement openings; on location day care; shoreline running path; and a lot of bites to get you as the day progressed. Work and play are not commonly exclusive. It is conceivable to code and pass the puck at the equivalent time.We love our representatives, and we need them to know it. Google offers an assortment of advantages, including a decision of clinical projects, organization coordinated 401(k), investment opportunities, maternity and paternity leave, and much more.Innovation is our bloodline. Even as well as can be expected be improved. We see perpetual chance to make much increasingly significant, progressively valuable, and quicker items for our clients. Google is the innovation chief in arranging the world's data. Great organization wherever you look. Googlers extend from previous neurosurgeons, CEOs, and U.S. puzzle champions to croc grapplers and previous Marines. Regardless of what their experiences Googlers make for fascinating shape mates.Uniting the world, one client at a time. People in each nation and each language utilize our items. As such we might suspect, act, and work all around simply our little commitment to improving the world a place.Boldly go where nobody has gone before. There are several difficulties yet to comprehend. Your imaginative thoughts matter here and merit investigating. Youll have the chance to create imaginative new items that a huge number of individuals will discover valuable. There is such an incredible concept as a free lunch after all. In fact, we have them consistently: sound, yummy, and made with affection.
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